Somehow, I doubt that "hotcaramelchoco" really has [IMPORTANT] News About My Mortgage Application. Call it a hunch, particularly since I have no recollection of the email this is ostensibly a reply to. Even if he/she did have important news about my mortgage application, which is being taken care of totally offline, I question why Hotcaramelchoco is sending this important information in bulk. Just how stupid do the spammers think I am?
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